Happy Columbus Day! (written 10/10/05)
I've always had a shopping problem. No, not really an addiction where one can't help buying everything in sight; I'd say mine is more of a "looking" problem, one that limits my life and which I'm working hard on overcoming. I get depressed easily in malls and other stores -- it's all too easy to feel like there's all this stuff I should be able to afford and just can't because I don't ever have enough money. I don't know that at this point in my life, if I earned twice as much salary as I do currently, that I wouldn't still feel that there wasn't enough money to buy what (I think) I want. And therein lies the feelings of discontent and dissatisfaction in looking at all the things available to buy.
I think the problem was rooted in not having much as a child, and grew through my alignment with persons with unhealthy spending habits. We were raised on little money, and I have quite a few memories of not being able to purchase something I wanted -- not because it wouldn't have been good for me, but simply due to lack of available funds. I was taught to be content with what we had, and due to limited television watching and the dearth of shopping malls, I think I was fairly content at that time.
As I grew older and started working after college, though, and had at least somewhat of a disposable income, I began to hunger for "things." I started to like shopping, and found it quite difficult to resist impulse purchases. My ex-husband, unfortunately, subscribed to the same mindset, and we soon found ourselves deep in credit card debt. We did work our way out of debt through consumer counseling, and I vowed that never again would I be in debt for something I couldn't drive or live in; never again would I let those nasty little pieces of plastic reside in my world and wallet.
I held to my resolve for a number of years, I can proudly say; monthly expenses involved only car and house payments and utilities. I was earning more money than ever and had, not one, but two savings and investment accounts. Discouragingly, though, my resolve wavered a couple of years ago due to a variety of reasons; at this point I cannot dwell on the causes or place blame or make excuses. I can only work forward in changing (again) my money attitude and spending habits.
I'm viewing this new attitude not as depriving myself of something (which was always my fall-back viewpoint in the past, and thus a valid -- in my mind -- reason to buy myself something), but as a problem I'm freeing myself from. I will have the freedom to shop and not feel compelled to spend because the item is available; I'll be able to give myself occasional treats that I've truly earned through good financial stewardship. And I'll stop wanting what isn't worth trading my day at work for.
I think the problem was rooted in not having much as a child, and grew through my alignment with persons with unhealthy spending habits. We were raised on little money, and I have quite a few memories of not being able to purchase something I wanted -- not because it wouldn't have been good for me, but simply due to lack of available funds. I was taught to be content with what we had, and due to limited television watching and the dearth of shopping malls, I think I was fairly content at that time.
As I grew older and started working after college, though, and had at least somewhat of a disposable income, I began to hunger for "things." I started to like shopping, and found it quite difficult to resist impulse purchases. My ex-husband, unfortunately, subscribed to the same mindset, and we soon found ourselves deep in credit card debt. We did work our way out of debt through consumer counseling, and I vowed that never again would I be in debt for something I couldn't drive or live in; never again would I let those nasty little pieces of plastic reside in my world and wallet.
I held to my resolve for a number of years, I can proudly say; monthly expenses involved only car and house payments and utilities. I was earning more money than ever and had, not one, but two savings and investment accounts. Discouragingly, though, my resolve wavered a couple of years ago due to a variety of reasons; at this point I cannot dwell on the causes or place blame or make excuses. I can only work forward in changing (again) my money attitude and spending habits.
I'm viewing this new attitude not as depriving myself of something (which was always my fall-back viewpoint in the past, and thus a valid -- in my mind -- reason to buy myself something), but as a problem I'm freeing myself from. I will have the freedom to shop and not feel compelled to spend because the item is available; I'll be able to give myself occasional treats that I've truly earned through good financial stewardship. And I'll stop wanting what isn't worth trading my day at work for.
